Retirement !! Dreaded Retirement !!! Dinesh K Kapila I go for a walk in the evening. I am quite regular about it, me my walking stick and my thoughts. Just as I was walking past a house, the owner passed by, he saw me and stopped and we exchanged greetings. And he just blurted out, ‘eh retirement mukdi Nahin’ (this retirement shows no sign of ending). My reading was he was frustrated, maybe had a bad day, and I requested him to join me in my walk. My first response was ‘may your retirement be long and happy, let us talk about that instead’. This word, retirement, is a dreaded word for many, when in service many start conjuring up all sorts of scenarios and then some get to even pretending it is just not happening, but it will. Certainly. Even Ernest Hemingway said, ‘Retirement is the ugliest word in the language.” But we have to overcome this very thought. The Government, it’s varied arms and many Corporate Organisations have the date of joining and retirem...
Corruption Impacts our Governance and E thics . Dinesh Kumar Kapila, CGM NABARD (Retd) (Published in The Business Sandesh of 05/11/2026) Centuries ago Chanakya (Kautilya) viewed corruption as an inherent risk of human nature when individuals are granted administrative power and financial custody. In his magnum opus, the Arthashastra , he dedicated entire chapters to state revenue, bureaucratic conduct, and the detection of embezzlement. His insights on public corruption are strikingly realistic, blending dark psychological observations with highly structured, pragmatic solutions. The off the book incentives required to set up a business in our nation are known but we obfuscate the issue or are resigned to the process. Permissions required in transfers of title deeds often entail a cost of servicing the process. It could be argued that these are lower order functionaries but it could be a reasonable assumpti...