Agriculture / Rural Sector -Credit Flow - Where are we headed in the next twenty five years. Dinesh K Kapila, Chief General Manager (Retd), NABARD. The perspective for the next twenty five years for any State in India presents a major challenge as the scenario which would evolve in terms of technology, economic changes, demographic profile, changing consumer trends and the consequent impact on production, changes in the financial eco system and climate change are imponderables. For example a scenario could evolve that in a hill state short term credit could be more in demand By FPOs and other such aggregators rather than limited to individual farmers for crop loans. Fintech evolving in rural areas are also a gray area in terms of evolution, growth and credit planning. However a vision has to be evolved and a broad array of goals drawn up. Then we can disaggregate and draw up a plan for the next five years and thereafter pro...
