Skip to main content

The Investors Song

I wonder should I invest or stay away,
The markets do seem to have bottomed out,
But then some said it could be a double dip,
And my heart just skips another beat.
I have this huge urge to invest,
To average my losses at the least,
The markets are now so confusing me,
My heart keeps going one long way
But the brain says its now or never.
The losses do compound day by day,
The long term loses definition day by day,
From a trader an investor I have become,
The profits still don’t seem to come by.
A love I had for over 12 % compounded annual returns,
So why trade in bonds or NCDs or ULIPs,
Equities give best returns said the market gurus’
But my portfolio just suggests otherwise.
Diversified mutual funds are in free fall,
The Indian growth story goes one way,
The markets and NAVs just go another way,
I the investor am still confused as ever.
I now sit on the sidelines,
Flipping business channels and surfing guruspeak,
Excitement eludes my shrunken portfolio,
A boring pension fund was so much better.
I just wonder should I invest or just stay away,
La la la la la la la …..
(Sing to Roughly the tune of ‘The Last Waltz Should Last Forever’ by Engelbert Humperdinck.
Dinesh K Kapila, AGM NABARD Shimla, correspondence address house number 1547 Sector 36 D, Chandigarh 160036. 9805056733.
Email dineshkapila2002@yahoo.co.in and dineshkapila2009@gmail.com
============================================================================




Comments

Popular posts from this blog

The Role of NABARD in the Economic Development of India

  The Role of NABARD in the Economic Development of India  By Dinesh Kumar Kapila, Chief General Manager (Retd), NABARD .   (Written as requested within 850 words for Business Sandesh, Published on 1st Aug 2025)  The National Bank for Agriculture and Rural Development (NABARD) plays a crucial role in advancing rural development in India through a multifaceted  approach . Established in 1982  by an Act of  Parliament,  NABARD ,  a  statutory  apex development al financial institution ,  has the  mandate to foster agricultural and rural development  by  sustainable and inclusive growth  with a  focus on both financial and non-financial interventions .  NABARD plays a crucial role in  the  growth of the rural economy   through a range of functions. These include refinancing rural financial institutions  for short term credit  for agriculture , refinancing banks and NBFCs for i...

The Forgotten Unsung Heroes of the Battle of Madhumati. 1971. Bangladesh. 45 Cavalry.

  The Forgotten Unsung Heroes of the Battle of Madhumati. 1971. Bangladesh. 45 Cavalry. By Dinesh K Kapila  (Chief General Manager (Retd). NABARD (As discussed with Major General (then Major) Pramod   Kumar Batra, Retd and Other Veterans)   Just a Glimpse – Cdr 62 Mountain Brigade – “Pramod, I believe it is hard to maneuver PT 76 tanks in this terrain and waters”. Pat is the answer, “it is hard and I may struggle, but you will never see me to give up or fai”l. They stood together, on the edge of the swift flowing Madhumati, the staff and soldiers waiting. It was dark. Very Dark. After waiting for some time the Bde Cdr had said, “lets go”. Major PK Batra vividly recollects even now watching the Cdr's face as he looked at the map with a torch. He was calm and very quiet, showing ,no fear or afraid and maintaining a dignified silence. He remembered the old saying, "Uneasy lies the head that wears the crown". It was a moment in not only the life of the Brigade Co...

Farmer Producer Companies – Gray Areas to Address

  Farmer Producer Companies – Gray Areas to Address. By Dinesh K Kapila, CGM (Retd) NABARD (Published in Business Sandesh on 01/01/2026)   There are now enough reasons to think that there is an effective   FPO movement in our nation. It is broadly articulated that FPOs are inherent for a new deal for rural India and to promote entrepreneurship. FPOs also figure as an integral part of discussions in several forums on agrarian issues and deliberations on an appropriate policy and ecosystem to   support them. Despite the unprecedented growth in the number of FPOs (Farmer Producer Organisations) being formed across the country, are there challenges faced by the FPOs? Are these challenges faced by most new organizations or do they need policy changes. Or operational reorientation. Discussions with practitioners (Mr Punit Singh Thind and Mr Kamaljit) were enlightening as with some officials. A moot point, any large movement or drive, by its very nature, is normally b...