DK Kapila The Oracle

  The Crux of It – The Golden Years. Dinesh K   Kapila I am a little fed up. My friends and even acquaintances send me varied posts on the Golden Years. and the later part of it. Many are gloomy or with dark shades of gloominess.   Now by now most friends are mostly retired and some a few year before me and some a little after me. The dark shades may vary in intensity but there are still years to go. Considering the average life span now. Can we live through so many years with dread. Only praying and meditating and thinking through the scriptures – that is another often received advise. Along with the need to know philosophy and what is life all about. The darker ones, as I said earlier, are centred around the subject – How to be mentally ready for what awaits us. In the long term but who has seen the long term, simply put, is everyone seeing the long term !. Leave that aside, why it is a concern is because one post says – be ready for whatever food you are served in ...

  A lesson on the importance of tie ups in a developmental initiative years ago. Dinesh K Kapila More than twenty years back, I was assigned three districts in Punjab. I tried to be a committed, passionate, driven developmental banker. It was a once in a lifetime opportunity to learn all about governance, rural commercial activities, rural livelihoods, banking and credit and the impact of socio economic initiatives. At the district and sub district level. It taught many a lesson in humility and reality.  Once in the sub mountainous areas, a President of a small NGO and a Branch Manager of a PSU Bank (also the Lead Bank) met me during a visit to their block. The concern was for a village inhabited by primarily socio economically deprived communities, they were into weaving baskets, brooms, artefacts etc from wild grass - mainly Sarkanda and another species. They made a subsistence level living, dependent totally on the local commission agent cum trader for credit to buy inp...