DK Kapila The Oracle

  NABARD – An Overall Overview - For aspiring candidates – for an examination or actually an interview . Purely as a General Guideline only. Dinesh K Kapila Some youngsters have been mailing / messaging on this issue. Seeking guidance and tips. Some consultants have also been requesting. Now normally in an interview the effort is more to present in a codified and consolidated manner your views and analysis. Hence this may help, rather than respond individually each time, which is an effort, I have consolidated my views. As a retired officer I do oblige individually but responding and modifying the list was a concern, plus the time required, hence I have consolidated it broadly. Aspiring Candidates / Coaching Centres and Consultants may edit and add / subtract on their own, this can be the base.   But kindly do your own research and read the Annual Report / Visit the website etc, this is just a listing out to enable the ease of absorption.   I again emphasise, do your...

  A Quick Survey around 2008 / 2009 -  Agricultural Credit - Financial Literacy / Financial Awareness - Three Districts Punjab- Farmers / Women / Small - Micro Traders   Dinesh K Kapila (Background This I did for my own guidance / learning, and to share in the Districts of SAS Nagar, Nawanshahr and Rupnagar in Punjab. It was not  an official survey as such. I was the District Development Manager of NABARD there from 2002-2008. Then lost track of this after making some editing changes in 2010 based on a fresh update in 2009-2010. I had maintained my links in the districts. Today in March end 2022 I came upon it again and decided to share the same. I wonder if much has changed and if it has changed then to what extent. SCCs and GCCs referred to in the paper were loan products for farmers and artisans etc at that time mainly for part consumption and mainly meeting working capital needs).    I had done quick surveys based on interaction / filling up of forms de...