DK Kapila The Oracle

 The Mother in Law and the Pious Lady Syndrome in India Dinesh K Kapila While not generalising, I can safely say that many daughters in law in India seek to live separately even if it costs heavily on rent rather than stay with the in laws. The father in laws and the husbands don’t actually count, they are so busy in working or idling or leading a peaceful retired life or even sitting at religious gatherings, they don’t even realise the daily poisonous drama just about occurring on a daily basis in front of their eyes. The normal jostling for space and a say in affairs are minor issues, but it is the more pronounced ones which are often never discussed but are a reality. Not that the daughters in law are all the epitome of nature’s bountiful kindness, some go on the attack right from the beginning, the threat perception being neutralised, even if it was never there .or straight away insist on moving out.   And the victimhood syndrome, one rather obnoxious specimen died, ...

  Speaking in Public or at Meetings etc . Tips and suggestions etc .  By Dinesh K Kapila A couple of young professionals asked my views on this. Social media contacts. Whatever I could convey I have tried to state here. Now this is an issue which causes anxiety and even physical distress to quite a few people. This can literally be a handicap in any profession as most organisations require an individual to make presentations, address groups, answer questions and give clarifications, represent the institution or organisation at external meetings etc. There are individuals who are excellent in writing and analysis, crisp, cogent, with an excellent command of the subject and with logic. However if asked to make a presentation or to present it as a speech, they tend to falter or to speak in a manner which does not convey the essence and the well thought out points. I know of certain officers who would rather have someone else present on their behalf, which takes away the credi...

  Purely Anecdotal - High Prices and Consumption. I have been thinking whether the high price of vegetables and fruits as witnessed the last few months would be impacting consumption patterns and purchases. And in what manner. Hence the last two days days I went over to four retailers in nearby localities, two sell only fruits while two retailers sell both fruits and vegetables. These were informal conversations as many clam up on seeing a diary. Plus I just wanted it to be comfortable., The fact is that all four are stating that there certainly has been a fall in consumption. One fruit vendor went to the extent of saying he has reduced his orders, this when he retails in an upper middle class locality, as those who would buy say 5 kg of apples earlier are now ordering 2 to 3 kg. The retailer in a middle class locality stated that the sale of Bananas was down 50 % and families were now buying fewer fruits. Apples this year were at Rs 220 / kg, Mango stayed at Rs 120/- plus a Kg, as...

  Watch the Bags or Clutch Bags and Enjoy the Game Dinesh K Kapila Well this post actually flows from an observation on a small piece on my blog - My Varied Laws. It’s at https://dkkviews.blogspot.Com and I am reproducing a part here for understanding what it’s all about. The observation by by my reader is that - … to follow the laws ., then how we can lead a smooth life on earth… just to watch clutch or bags Well, do read the extract as I have placed below to know the context. Kapila’s Law of Handbags They have gone nuts. The pricier, the better. And obviously the richer you are. Each square inch could cost a bar of silver. But now a days ladies notice first the clutch or the bag and then the rest of the carefully put together get up. On each other. Kapila’s Law of Dieting and Clothes. Don’t throw away the older trousers and shirts. Store them for when you bounce back. Permanent victories are rare. Kapila's Law of Recalling Old School Mates This applies to the guys. In any give...

Banks – Rural – Operational Excellence / Other Aspects - A viewpoint. Loud Thoughts.  By                   Dinesh K Kapila There are any number if committees which have written volumes on this subject. Then we have the answers being found in financial re-engineering, digitization and computerization. The latest being of computerisation of Primary Agricultural Cooperative Societies (PACS) and integrating the process with the District Central Cooperative Banks and the State Cooperative Banks. These are well thought out initiatives and policy decisions. But will they suffice. These are initiatives which will certainly yield results but somewhat below what is really envisaged. Then the question of the merger of the DCCBs with the StCBs, is this an automatic solution for all the gray areas.  Add to it the what we called earlier the Land Mortgage Banks, now they have renamed themselv...